As I try not to catastrophize the fact that it's currently in the high 70s in NYC, Chicago and LA, I'll keep preparing for the inevitable arrival of fall! In fact, we should all be stocking up on a statement coat that will save us from thinking about what to wear underneath it! I like these affordable options from Cos, above, Avec Les Filles, below (under $200!), Sezanne (second pic down), and Rouje (another option here and here).