$249, asos

This genius, multi-textured biker coat can be worn myriad ways. Wear as is, or zip off the bottom piece for a straight-up biker jacket. The faux-fur vest also comes off and can be worn separately. Now how cool is that?

1. J.Crew cashmere sweater, $248, jcrew.com
2. Warehouse coat, $249, asos.com
3. Gemma Redux bracelet, $220, shopbop.com
4. Burberry bag, $1395, luisaviaroma.com
5. Nine West lace-up booties, $119, ninewest.com
6. Victoria Beckham jeans, $285, netaporter.com