Spicing up your fall wardrobe can be as easy as throwing on this dress. Saffron is one of fall's "it" colors and the 3-D embellishment is so lavish and rich. But there's even more to love about this dress: you can also wear it as a blouse, by simply tucking it into your pants or skirt (you already know I am fan of doing ). For a work-worthy look, layer a black turtleneck underneath and throw on some black tights. I'd wear it with...

1. French Connection beaded dress,

2. Topshop knit coat,

3. Accessorize tasseled leather clutch,

4. Elizabeth & James suede booties,