$39, ilovewoo.com*

I went to a wedding in Palm Beach this past weekend and spent much of my time cooling off in the 82-degree Atlantic and the hotel pool. It left me thinking that seaside (or poolside) style is not so much about your swimsuit as it is your cover-up. From evening dress-glitzy, to bohemian-embroidered, to barely there-gauzey, there are many statements to be made with your kaftan choice. I think this one above is very Palm Beach-chic, with its playful fringe and candy-bright hue. I'd wear it with...

1. Woo kaftan, $39, ilovewoo.com (*enter promo code TODAY at checkout to get this price)
2. Forever 21 straw scalloped edge hat, $14, forever21.com
3. J. Crew paisley bikini top, $60, jcrew.com; paisley bikini bottom, $52, jcrew.com
4. Miu Miu sandals, $750, barneys.com