$85, warehouse.co.uk

Call me crazy, but summer often still qualifies as sweater weather in my book. An air conditioned office can be uncomfortably Arctic, and in LA, no matter the season, the nights are often cool. That's why I'm thinking this neutral-matches-everything-studded cardigan is a very good call. Wear it with...

1. Topshop sleeveless blouse, $64, topshop.com
2. Warehouse studded cardigan, $85, warehouse.co.uk
3. Accessorize satchel, $60, accessorize.com
4. Zara booties, $89, zara.com
5. Chloe denim trousers, $652, mytheresa.com